The enactment of the Patient Protection and Affordable Care Act of 2010 (ACA) is the biggest overhaul of America’s health care system since 1965. In 2013, health insurers and providers, employers and state governments must prepare for a wave of reforms under the law taking effect in 2014:

  • Health insurers are subject to new rules affecting how health insurance is structured and marketed in the small group and individual markets
  • Large and small employers must determine how to comply with the law and inform employees of provisions of the law affecting their health benefits
  • All must educate and inform their publics information about the forthcoming health benefit “exchange” marketplaces created by the ACA to offer health insurance and managed care plans to individuals and small employers

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